Auto High Risk Insurance

The Department of Licensing regulates the driving privilege of licensed drivers in the State of Washington. Various incidents can trigger a license suspension or revocation. When a driver loses their privilege to drive because of a license suspension or revocation DOL will require that driver to carry SR-22 insurance upon license re-instatement.

When the driver purchases SR-22 insurance their insurance carrier will file proof of the SR-22 insurance with DOL. If the driver ceases to carry the SR-22 insurance the driver’s privilege to drive in most cases will be suspended automatically. SR-22 insurance must be in place for three years.

Some individuals have inquired if they need the SR-22 insurance if they do not drive for three years. Waiting three years will not prevent the SR-22 insurance requirement. It is a mandatory condition for license re-instatement.